Wake Up Call!!
Ian and I sat down last night and for nearly 2 1/2 hours FACEd our finances. It was sorely overdue and both of us were horrified at how easily money has been dribbling away. We've structured a budget for this month (and this month only) and we have both committed to sticking to that budget. We've also committed to sitting down together at least once a month to review the previous month and budget for the upcoming month.
At one point I was feeling quick sick to the stomach as the numbers just wouldn't crunch. Then I remembered that there are three of my pays in this month, not two. The sick went away and was replaced with remarkable elation - poor Mr Bear was trying to cope with these seesawing emotions coming at him from across the table!
The upshot is, we know where we are going this month AND we know how we are going to get there. The downside is that two adrenaline rushes - one bad, one good - left me unbale to sleep until after 1am. Can't have it all I suppose.
At one point I was feeling quick sick to the stomach as the numbers just wouldn't crunch. Then I remembered that there are three of my pays in this month, not two. The sick went away and was replaced with remarkable elation - poor Mr Bear was trying to cope with these seesawing emotions coming at him from across the table!
The upshot is, we know where we are going this month AND we know how we are going to get there. The downside is that two adrenaline rushes - one bad, one good - left me unbale to sleep until after 1am. Can't have it all I suppose.
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